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So How Ya Doin'?Follow

#1 Dec 12 2011 at 11:52 AM Rating: Excellent
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Playing off the number of people in their best jobs ever and the impending election season, it's time for another round of "How Ya Doin'?"

Compared to September 2008, my situation is...
Much better off:20 (29.9%)
Slightly better off:9 (13.4%)
About the same:25 (37.3%)
Slightly worse off:6 (9.0%)
Much worse off:7 (10.4%)
Total:67


Use whatever criteria you wish to determine how you're doing. In case you live under a rock, October 2008 was the collapse of the financial markets so you're comparing yourself to just before it all went to ****. Your answer is your answer regardless of whether you feel it's because of, despite or independent of whatever's happened in the world of politics since then.
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#2 Dec 12 2011 at 11:56 AM Rating: Good
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I was working at a call center in 2008, so I'm leagues beyond better off in every measurable criteria.
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#3 Dec 12 2011 at 11:57 AM Rating: Good
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Err...slightly better, I suppose. Was in grad school in 2008, not on my own dime. Got a job, and a competitive salary, though not quite as much in the coffers as I'd like (engagement rings can be expensive!)

No complaints. Not just happy to be employed, but happy to have a good job as well.
#4 Dec 12 2011 at 12:01 PM Rating: Excellent
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lolgaxe wrote:
I was working at a call center in 2008, so I'm leagues beyond better off in every measurable criteria.

Less chance of getting shot now, too!
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#5 Dec 12 2011 at 12:01 PM Rating: Default
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Less people buying cars and houses so less policies.
#6 Dec 12 2011 at 12:03 PM Rating: Good
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I chose much worse off, but it's largely because I'm in way more debt after 4 years of college and the job market is even more bleak than before. Really, my actual position hasn't changed all that much (beyond over quadrupling my debt). But being a student and accruing debt was way more comforting than being unemployed and in debt.

Of course, this is me projecting. I have 5 more months to ignore it.
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#7 Dec 12 2011 at 12:06 PM Rating: Good
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#8 Dec 12 2011 at 12:06 PM Rating: Good
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About the same; due to the poor economy, I'm making roughly the same amount of money I was three years ago, as opposed to the millions a year that I was expecting.
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#9 Dec 12 2011 at 12:10 PM Rating: Good
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I guess a bit better, but mostly the same. My salary has been froze since 2008. So there's been no gain there. My husband is making a bit more, but,we've took on bigger debt when we refinanced our mortgage down to 15years. So it's sort of a wash.

We're not feeling strapped at all, and in fact pretty comfortable with our current financial situation.

The retirement investments haven't yet bounced back to anywhere near where they were before the economic crash. So there is still a bit of concern about our future finances.
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#10 Dec 12 2011 at 12:14 PM Rating: Good
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Student, thankfully with a part-time job that can cover my non-tuition expenses, some savings and that has marginal benefits, like some paid vacation and tuition reimbursement.

Not looking forward to trying to find a job after graduation :(
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#11 Dec 12 2011 at 12:14 PM Rating: Excellent
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Down a bit financially if nothing else.

That was back before we had two kids. So since then we've gone from supporting 2 people on 2 paychecks to supporting 4 people on 1 paycheck. So were a lot more cash-strapped nowadays, but other than institute-wide pay freeze for 1 year we've been lucky not to feel the effects of the downturn much.
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#12 Dec 12 2011 at 12:50 PM Rating: Good
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Much better off.

My job is more in line with my career path. Hubby's job, while he had to take a pay cut, is on the pipeline for job security for the rest of his life since his job has been picked up to be part of the federal service with the Department of Navy and it looks like if all goes well within a year, he'll have a promotion and a raise.

Our debt level is dropping. Hope to be able to buy a couple cars within the next 18 months or so.

We're healthy, the kids are healthy. I get to see my family on an almost daily basis (that's a blessing and a curse). Can't complain at all.
#13 Dec 12 2011 at 12:58 PM Rating: Good
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I put "worse," but that depends on how you look at it. In '08 I was still working at Monsanto with the prospects of moving out and all that on the very near horizon. Now I've been out of normal work for 2+ years, but I've gone back to school. I'm much worse off financially, but I'm getting through a degree.
#14 Dec 12 2011 at 1:07 PM Rating: Excellent
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Huh. I made a Facebook note on this in July. I might as well copy/pasta it.

""Are you better off than you were 2 1/2 years ago?" I was asked this today, and had to stop and think for a minute. There's a lot wrong in the world today, and a lot the Obama administration has done (or failed to do) that I disapprove of. But the basic voter question "Am I better off now?"... I hadn't thought of it so simply before.

Actually, yes. I am. I think back to, say, about October of 2008. I was stumping for early voter registration, then for Obama, but had otherwise been unemployed besides that since I had graduated in June. I was living with my parents, and although they're AMAZING, I didn't enjoy it. I was depressed, I think I can admit now. I had almost no energy, no friends besides those from college whom I still talked with, and was considering signing up for the military because ALL of my job applications had gone nowhere. The "Get Out the Vote" campaign was a diversion at best, and even after working for a couple of months for them, I was only paid enough to barely cover my gas.

Flash forward to today. I'm employed now (2 jobs, in fact), I have health insurance, 6 months living expenses in my bank account in case I ever lose my job(s), and I've saved 10% of everything I've made for retirement. I have a girlfriend*, friends, I bought my own car (as opposed to my old 2005 Hyundai Elantra, which was a graduation gift). I have enough disposable income to travel during my vacations, up to MA last year, and again this summer, and I've gone out to CA twice (and once turned it into a week-long vacation while visiting my cousin).

Could things be better? Sure. I could be in shape. I could have gotten a promotion (although I've gotten two raises). I could have made more friends** (especially with my roommates leaving and two good friends moving out of state this week). I could have learned to make more thoughts without parentheses (you know you love them). But know what? I also could still be that unemployed guy living at his parents' house, battling depression and contemplating a military life not out of patriotism, but desperation. Things might not be great, but they certainly could be worse."

*I no longer have a girlfriend, since about August.
**I have made several new friends though!


Edited, Dec 12th 2011 2:08pm by LockeColeMA
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#15 Dec 12 2011 at 1:23 PM Rating: Excellent
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LockeColeMA wrote:
*I no longer have a girlfriend, since about August.

I blame Obama.
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#16 Dec 12 2011 at 1:30 PM Rating: Excellent
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Jophiel wrote:
LockeColeMA wrote:
*I no longer have a girlfriend, since about August.

I blame Obama.

She thought the world was 6000 years old.

It wouldn't have worked out.
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#17 Dec 12 2011 at 1:47 PM Rating: Excellent
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Haha... I remember that girl. The one who invited you to the "Intelligent Design Summit" or whatever.

I said "much better" as a combination of things. While we're not moving into a mansion any time soon, I have a new job which I described earlier (more money, less stress) and Flea has regular contract work which is probably paying as much, if not more, than her previous job and is also less stress than her old gig. I feel more financially comfortable than I have in a long time and this is with an extra person to feed and clothe since last year. If I sold the baby to the gypsies, we'd be doing gangbusters but I'll accept "considerably more comfortable + baby" and call it much better off.
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#18 Dec 12 2011 at 2:59 PM Rating: Excellent
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Doing much better. In 2008 I didn't expect to be alive in 2012 and was tied to a LVAD. Now I'm over a year out with my new heart with no rejection and getting ready to try my hand at part time work.
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#19 Dec 12 2011 at 3:41 PM Rating: Excellent
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Jophiel wrote:
LockeColeMA wrote:
*I no longer have a girlfriend, since about August.

I blame Obama.

I used to blame Obama. Then I took an arrow in the knee.
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#20 Dec 12 2011 at 3:42 PM Rating: Excellent
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Let me guess. He stole your sweetroll?
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#21 Dec 12 2011 at 3:50 PM Rating: Decent
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I am slightly better off, mostly because I am now working and paying off my debt, instead of being a student and gaining debt.

For me the recession was beneficial, a lot of people took buyouts from their jobs around here. Now that things are picking up there is quite a few good jobs opening up for others as well. According to our production projections at work the US numbers are picking up as well which means more work for my area, and more jobs for people here (who were devastated by manufacturing companies mass lay offs.) My company is already back at pre 2008 staffing levels with plans to hire more in the new year.

This means 2 things.

1. That the manufacturing sector in Ontario is picking up again (Dalton did do something right...)
2. That the manufacturing of american automakers is picking up again nation wide. (Obama did something right.) - note this is just based on ford and gm product projections which spike nearly 10% first quarter. Either they stocking up cheap again or are expecting a large spike this quarter. -

Either way I am slightly better off. I live with my mommy again while I pay off a stupid amount of student debt. Only 7K or so to go. (just need the housing market here to chill the @#%^ out.)



Edited, Dec 12th 2011 4:51pm by rdmcandie
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#22 Dec 12 2011 at 4:08 PM Rating: Good
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The Skyrim jokes are getting fo krah diin ridiculous.


On a serious note, honestly? My situation is about the same where it has been on a level I can blame on the economy. Due to a company wage freeze, I've gotten one raise in two years(an across the board single year cost of living raise), and it was pathetic enough to not offer much change in my paychecks. Add in the stupid student loan issues I've had and an increase in my health insurance costs, and I'd say worse off overall, but I can't really blame the economy for the student loans.

I'll have finished the student loans around late April/mid May, so things will be looking up then as long as nothing goes seriously south between now and then.
#23 Dec 12 2011 at 4:22 PM Rating: Good
I'm doing a lot worse. My boyfriend has been unemployed since October of 2009 and I've been unemployed since last February. Things got so bad for us, that we basically got unofficially evicted, and not only are living in separate residences, we are now living in separate towns. I've been dealing with depression and high stress due to the financial situation, and I've been failing classes as a result. Sad thing is, I only have about 5 more classes left until I can graduate. It's easy to say "just buck up and get them done" a lot more difficult to actually do that.

But, I'm living with my parents again for a few months, so I can get back on my feet and try and find work down here. Hopefully at the grocery store chain so I can get a transfer back up to Eugene when I'm ready. So at least the financial issues are less of a problem for me right now. Really the economy in Eugene is just terrible right now. It's a college town (a BIG college town at that with how much of a presence the university has), so the few jobs that are out there are mostly part time, unskilled labor jobs which don't pay well at all.
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#24 Dec 12 2011 at 4:41 PM Rating: Decent
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I'd say about the same. Some things a bit better, some a bit worse; it's evening out.
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#25 Dec 12 2011 at 4:54 PM Rating: Excellent
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Wasn't married yet. Soon-to-be-husband had just gotten his first full time job, and we were still recovering from the Summer of Foodstamps. We had some funds socked away in his retirement account but they couldn't be touched without some Big Life Event, so shut up Varus and gbaji. I was still working at a hellish IT marketing job; the only upside was becoming familiar with lots of IT equipment there. So things were tight all around.

Today I have a house, a husband, a job I love, I'm back in school learning in-demand skills, and we've replenished the retirement saves we raided when we bought the house. (Buying a house counts as a "big life event" - no penalties for us.)

2011 > 2008
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#26 Dec 12 2011 at 5:22 PM Rating: Good
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Much better off. New job with small IT management firm that has some pretty large and well-known clients. My office is my dining room and I'm making more money. No longer living above a pizza shop. My car got totaled on I-95 but I was uninjured and got a car that I like better.
I also finally stopped smoking weed..which I would have thought impossible.. and last but not least happily married.
..although still not saving up as much money as would like.
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